Management

A Rapidly Evolving Health Landscape Requires
Experienced Leadership

“We help Americans safeguard their physical and financial health. It’s a commitment we take seriously and work hard to achieve every day.”

Kenneth-Fasola

Kenneth J. Fasola

Kenneth-Fasola

Kenneth J. Fasola

President and Chief Executive Officer

Kenneth J. Fasola is the President and Chief Executive Officer of HealthMarkets, Inc. He is also a member of the Company’s Board of Directors. Additionally, he is a Director, President and Chief Executive Officer of Mid-West National Life Insurance Company of Tennessee, The Chesapeake Life Insurance Company and HealthMarkets Insurance Company. He is also President and Chief Executive Officer…

Show more +

Kenneth J. Fasola is the President and Chief Executive Officer of HealthMarkets, Inc. He is also a member of the Company’s Board of Directors. Additionally, he is a Director, President and Chief Executive Officer of Mid-West National Life Insurance Company of Tennessee and The Chesapeake Life Insurance Company. He is also a Director, President and Chief Executive Officer of Insphere Insurance Solutions, Inc., a subsidiary insurance agency of HealthMarkets, Inc. which does business as HealthMarkets Insurance Agency.

Prior to joining HealthMarkets, Mr. Fasola was responsible for overseeing Humana Inc.’s individual major medical, specialty and supplemental insurance operations. He also spent 12 years at Humana earlier in his career, holding several executive and senior level management positions, including Chief Operating Officer, Market Operations; Senior Vice President, Office of the Chairman; and Senior Vice President of Sales, Marketing and Business Development.

Between his positions with Humana, Mr. Fasola was with UnitedHealth Group, serving as Chief Executive Officer of Secure Horizons, the nation’s largest Medicare Advantage insurer; CEO of UnitedHealth Group’s Central Region; and President of United Healthcare Lines of Business.

Mr. Fasola began his insurance career in sales with Blue Cross of Central Ohio before moving to Community Mutual Blue Cross and Blue Shield in Ohio (now WellPoint) where he served in various sales management positions.

Mr. Fasola holds a B.S. in Health Planning and Administration from the Pennsylvania State University. He is an Alumni Fellow and serves on the advisory board of Penn State’s Schreyer Honors College. He also serves on the Board of Directors of Alegeus Technologies.

Show less -
Richard-Bierman

Richard E. Bierman

Richard E. Bierman

Executive Vice President, General Counsel

Rich Bierman currently serves as Executive Vice President and General Counsel of HealthMarkets, Inc. He also serves as a Executive Vice President and General Counsel of Mid-West National Life Insurance Company of Tennessee, The Chesapeake Life Insurance Company and HealthMarkets Insurance Company.

Show more +

Rich Bierman currently serves as Executive Vice President and General Counsel of HealthMarkets, Inc. He also serves as a Executive Vice President and General Counsel of Mid-West National Life Insurance Company of Tennessee and The Chesapeake Life Insurance Company. In addition, he serves as Executive Vice President and General Counsel of Insphere Insurance Solutions, Inc. Mr. Bierman joined the Company in 2004 as Vice President and Deputy General Counsel. Prior to joining HealthMarkets, Mr. Bierman was Vice President, General Counsel of Connecticut-based HealthMarket Inc., a pioneer in the consumer-driven health plan space. Mr. Bierman started his legal career at the law firm of Kaye Scholer and later practiced at Kalkines, Arky, Zall and Bernstein (now Manatt, Phelps and Phillips), a leading health care law boutique. He holds B.A. and J.D. degrees from The University of Pennsylvania.

Show less -
Richard-Bierman
Richard-Bierman

Richard E. Bierman

Executive Vice President, General Counsel

Rich Bierman currently serves as Executive Vice President and General Counsel of HealthMarkets, Inc. He also serves as a Executive Vice President and General Counsel of Mid-West National Life Insurance Company of Tennessee, The Chesapeake Life Insurance Company and HealthMarkets Insurance Company.

Show more +

Rich Bierman currently serves as Executive Vice President and General Counsel of HealthMarkets, Inc. He also serves as a Executive Vice President and General Counsel of Mid-West National Life Insurance Company of Tennessee and The Chesapeake Life Insurance Company. In addition, he serves as Executive Vice President and General Counsel of Insphere Insurance Solutions, Inc. Mr. Bierman joined the Company in 2004 as Vice President and Deputy General Counsel. Prior to joining HealthMarkets, Mr. Bierman was Vice President, General Counsel of Connecticut-based HealthMarket Inc., a pioneer in the consumer-driven health plan space. Mr. Bierman started his legal career at the law firm of Kaye Scholer and later practiced at Kalkines, Arky, Zall and Bernstein (now Manatt, Phelps and Phillips), a leading health care law boutique. He holds B.A. and J.D. degrees from The University of Pennsylvania.

Show less -
Derrick-Duke

Derrick A. Duke

Derrick-Duke

Derrick A. Duke

Executive Vice President, Chief Financial Officer, Treasurer and Chief Investment Officer

Derrick A. Duke joined HealthMarkets, Inc. in May 2004 and currently serves as Executive Vice President, Chief Financial Officer, Treasurer and Chief Investment Officer. Additionally, he serves as Executive Vice President, Chief Financial Officer, Treasurer and Chief Investment Officer for HealthMarkets’ subsidiary…

Show more +

Derrick A. Duke joined HealthMarkets, Inc. in May 2004 and currently serves as Executive Vice President, Chief Financial Officer, Treasurer and Chief Investment Officer. Additionally, he serves as Executive Vice President, Chief Financial Officer, Treasurer and Chief Investment Officer for HealthMarkets’ subsidiary insurance companies The Chesapeake Life Insurance Company and Mid-West National Life Insurance Company of Tennessee. Mr. Duke also serves as Executive Vice President, Chief Financial Officer, Treasurer and Chief Investment Officer of Insphere Insurance Solutions, Inc., a subsidiary insurance agency of HealthMarkets, Inc.

Prior to joining HealthMarkets, Mr. Duke served as Senior Vice President and Chief Investment Officer for a privately held insurance company for 15 years. Mr. Duke received his MBA in Finance from The University of Texas at Arlington and his B.B.A. in Finance from Hardin Simmons University. In addition, Mr. Duke is a Chartered Financial Analyst and has served as an adjunct professor at Dallas Baptist University and a guest lecturer at The University of Texas at Arlington.

Show less -
Richard Fiedotin

Richard Fiedotin

Richard Fiedotin

Executive Vice President

Richard Fiedotin currently serves as Executive Vice President of HealthMarkets Insurance Agency. Dr. Fiedotin joins HealthMarkets through its acquisition of Benefitter Insurance Solutions, Inc., a company he co-founded in 2012 and where he served as the Chief Operating Officer.

Show more +

Richard Fiedotin currently serves as Executive Vice President of HealthMarkets Insurance Agency.

Dr. Fiedotin joins HealthMarkets through its acquisition of Benefitter Insurance Solutions, Inc., a company he co-founded in 2012 and where he served as the Chief Operating Officer. Earlier in his career, Dr. Fiedotin co-founded Epocrates (NASDAQ: EPOC, acquired by athenahealth), which developed the most widely used mobile medical software in the United States. He served as Vice President of Epocrates’ Managed Care Business Unit and also as a member of the company’s board of directors.

Dr. Fiedotin holds a B.A. from the University of Pennsylvania, an MD from Cornell University, and an MBA from Stanford University.

Show less -
Richard Fiedotin
Richard Fiedotin

Richard Fiedotin

Executive Vice President

Richard Fiedotin currently serves as Executive Vice President of HealthMarkets Insurance Agency. Dr. Fiedotin joins HealthMarkets through its acquisition of Benefitter Insurance Solutions, Inc., a company he co-founded in 2012 and where he served as the Chief Operating Officer.

Show more +

Richard Fiedotin currently serves as Executive Vice President of HealthMarkets Insurance Agency.

Dr. Fiedotin joins HealthMarkets through its acquisition of Benefitter Insurance Solutions, Inc., a company he co-founded in 2012 and where he served as the Chief Operating Officer. Earlier in his career, Dr. Fiedotin co-founded Epocrates (NASDAQ: EPOC, acquired by athenahealth), which developed the most widely used mobile medical software in the United States. He served as Vice President of Epocrates’ Managed Care Business Unit and also as a member of the company’s board of directors.

Dr. Fiedotin holds a B.A. from the University of Pennsylvania, an MD from Cornell University, and an MBA from Stanford University.

Show less -
Executive Vice President and Chief Agency Officer

Patrick O’Toole

Executive Vice President and Chief Agency Officer

Patrick O’Toole

Executive Vice President and Chief Agency Officer

Patrick O’Toole currently serves as Director, Executive Vice President and Chief Agency Officer for HealthMarkets Insurance Agency. Prior to joining HealthMarkets, Mr. O’Toole served as Vice President and Segment Leader with MarketPoint, a wholly owned subsidiary of Humana, Inc.

Show more +

Patrick O’Toole currently serves as Director, Executive Vice President and Chief Agency Officer of Insphere Insurance Solutions, Inc., a subsidiary insurance agency of HealthMarkets, Inc., which does business as HealthMarkets Insurance Agency.

Prior to joining HealthMarkets, Mr. O’Toole served as Vice President and Segment Leader with MarketPoint, a wholly owned subsidiary of Humana, Inc. During his 20 year career with Humana, Mr. O’Toole oversaw the emergence of MarketPoint as the nation’s largest multi-channel individual health insurance distribution system. Mr. O’Toole has a Bachelor of Science Degree from Wayland Baptist University and is a veteran of the U.S. Army, spending 11 years on active duty.

Show less -
Brian S. Poger currently serves as Executive Vice President of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc.

Brian S. Poger

Brian S. Poger

Executive Vice President and Chief Operating Officer

Brian S. Poger currently serves as Executive Vice President and Chief Operating Officer of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc. Mr. Poger joins HealthMarkets through its acquisition of Benefitter, a company he co-founded in 2012 and led through acquisition.

Show more +

Brian S. Poger currently serves as Executive Vice President and Chief Operating Officer of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc.

Mr. Poger joins HealthMarkets through its acquisition of Benefitter, a company he co-founded in 2012 and led through acquisition. Prior to Benefitter, Mr. Poger was the Health Exchange Leader at Aon. Mr. Poger joined Aon through the acquisition of the previous company Mr. Poger co-founded and led, Senior Educators, which was one of the leading retiree health exchanges.

Earlier in his career Mr. Poger led a variety of strategic and operational healthcare and technology studies at McKinsey & Company. He began his healthcare career at Eli Lilly & Company, with assignments in the technology and sales functions.

Mr. Poger graduated magna cum laude from Washington University with a B.S. in engineering and received his MBA with distinction from Northwestern University’s Kellogg School of Management.

Show less -
Brian S. Poger currently serves as Executive Vice President of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc.
Brian S. Poger currently serves as Executive Vice President of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc.

Brian S. Poger

Executive Vice President and Chief Operating Officer

Brian S. Poger currently serves as Executive Vice President and Chief Operating Officer of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc. Mr. Poger joins HealthMarkets through its acquisition of Benefitter, a company he co-founded in 2012 and led through acquisition.

Show more +

Brian S. Poger currently serves as Executive Vice President and Chief Operating Officer of HealthMarkets Insurance Agency and as a director and Chief Executive Officer of Benefitter Insurance Solutions, Inc.

Mr. Poger joins HealthMarkets through its acquisition of Benefitter, a company he co-founded in 2012 and led through acquisition. Prior to Benefitter, Mr. Poger was the Health Exchange Leader at Aon. Mr. Poger joined Aon through the acquisition of the previous company Mr. Poger co-founded and led, Senior Educators, which was one of the leading retiree health exchanges.

Earlier in his career Mr. Poger led a variety of strategic and operational healthcare and technology studies at McKinsey & Company. He began his healthcare career at Eli Lilly & Company, with assignments in the technology and sales functions.

Mr. Poger graduated magna cum laude from Washington University with a B.S. in engineering and received his MBA with distinction from Northwestern University’s Kellogg School of Management.

Show less -
Mike-Stahl

Michael Z. Stahl

Mike-Stahl

Michael Z. Stahl

Executive Vice President and Chief Marketing Officer

Michael Stahl has extensive executive insurance experience across multiple functional disciplines including marketing, product management, customer experience, call center operations, finance and reinsurance. Michael joined HealthMarkets in April of 2013 as Senior Vice President for the Direct to Consumer Distribution Channel.

Show more +

Michael Stahl has extensive executive insurance experience across multiple functional disciplines including marketing, product management, customer experience, call center operations, finance and reinsurance. Michael joined HealthMarkets in April of 2013 as Senior Vice President for the Direct to Consumer Distribution Channel and currently serves as Executive Vice President and Chief Marketing Officer.

Additionally, he serves as Director for HealthMarkets’ subsidiary insurance companies The Chesapeake Life Insurance Company and Mid-West National Life Insurance Company of Tennessee. Previously as the Vice President – Marketing & Operations for Kemper Corporation’s direct-to-consumer business unit, Michael’s responsibilities included leadership over marketing, customer experience and call center operations. For that company, he also held the VP – Product Management position heading the unit’s homeowners, boat and umbrella lines.

Prior to that time, Michael worked in Kemper’s Preferred business unit in the product management department as Regional Product Manager. He has also worked at The Travelers in a variety of finance and operational capacities. Michael holds the Chartered Property & Casualty Underwriter (CPCU), Associate in Insurance Accounting & Finance (AIAF) and Associate in Reinsurance (ARe) designations. He has a B.S. in Economics from The Wharton School, University of Pennsylvania.

Show less -
Sandra-Knight

Sandra S. Knight

Sandra S. Knight

Senior Vice President, Chief Human Resources Officer

Sandi Knight currently serves as Senior Vice President, Chief Human Resources Officer of HealthMarkets. Ms. Knight joined the Company in 2011 as Vice President, Human Resources. Prior to joining HealthMarkets, Ms. Knight was Vice President, Human Resources of EF Johnson Technologies. Prior to that, Ms. Knight served as…

Show more +

Sandi Knight currently serves as Senior Vice President, Chief Human Resources Officer of HealthMarkets. Ms. Knight joined the Company in 2011 as Vice President, Human Resources. Prior to joining HealthMarkets, Ms. Knight was Vice President, Human Resources of EF Johnson Technologies. Prior to that, Ms. Knight served as Senior Vice President, Human Resources of Zale Corporation.

Ms. Knight received her B.S. in Sociology from Cal State, and her M.S. Ed Psychology from Cal State in 1986. She is a member of the Society of Human Resource Management and the Dallas Human Resource Management Association.

Show less -
Sandra-Knight
Sandra-Knight

Sandra S. Knight

Senior Vice President, Chief Human Resources Officer

Sandi Knight currently serves as Senior Vice President, Chief Human Resources Officer of HealthMarkets. Ms. Knight joined the Company in 2011 as Vice President, Human Resources. Prior to joining HealthMarkets, Ms. Knight was Vice President, Human Resources of EF Johnson Technologies. Prior to that, Ms. Knight served as…

Show more +

Sandi Knight currently serves as Senior Vice President, Chief Human Resources Officer of HealthMarkets. Ms. Knight joined the Company in 2011 as Vice President, Human Resources. Prior to joining HealthMarkets, Ms. Knight was Vice President, Human Resources of EF Johnson Technologies. Prior to that, Ms. Knight served as Senior Vice President, Human Resources of Zale Corporation.

Ms. Knight received her B.S. in Sociology from Cal State, and her M.S. Ed Psychology from Cal State in 1986. She is a member of the Society of Human Resource Management and the Dallas Human Resource Management Association.

Show less -
Christopher-Mason

J. Christopher Mason

Christopher-Mason

J. Christopher Mason

Senior Vice President, Life Sales and Agency Distribution

Chris Mason is Senior Vice President, Life Sales and Agency Distribution for HealthMarkets Insurance Agency. Prior to joining HealthMarkets, he was Vice President of Career Distribution at Beneficial Financial Group. While with Beneficial Financial Group, he also held the role of Agency Manager. Mr. Mason began his career as an agent with Mutual of New York (now AXA Advisors), where he later held the roles of…

Show more +

Chris Mason is Senior Vice President, Life Sales and Agency Distribution for HealthMarkets Insurance Agency. Prior to joining HealthMarkets, he was Vice President of Career Distribution at Beneficial Financial Group. While with Beneficial Financial Group, he also held the role of Agency Manager. Mr. Mason began his career as an agent with Mutual of New York (now AXA Advisors), where he later held the roles of Sales Manager and National Director. Mr. Mason holds a B.S. degree in Business Management and Finance from Brigham Young University and a ChFC (Chartered Financial Consultant) designation with the American College.

Show less -
Nicol-Thomas-2016

Thomas J. Nicol

Thomas J. Nicol

Senior Vice President

Thomas J. Nicol currently serves as Senior Vice President of HealthMarkets Insurance Agency and as President of Excelsior Insurance Brokerage, Inc. He joins HealthMarkets through its acquisition of Excelsior, a wholesale benefits brokerage with approximately 19,000 brokers in 26 states. Prior to joining Excelsior, Mr. Nicol was a Regional Vice President of Sales with the Principal Financial Group.

Show more +

Thomas J. Nicol currently serves as Senior Vice President of HealthMarkets Insurance Agency and as President of Excelsior Insurance Brokerage, Inc.

Mr. Nicol joined HealthMarkets through its acquisition of Excelsior, a wholesale benefits brokerage with approximately 19,000 brokers in 26 states. Prior to joining Excelsior, Mr. Nicol was a Regional Vice President of Sales with the Principal Financial Group.

Mr. Nicol serves as a board member of the Central Region of the UnitedHealth Care Children’s Foundation. He holds a B.S. degree in Management from Saint John’s University.

Show less -
Nicol-Thomas-2016
Nicol-Thomas-2016

Thomas J. Nicol

Senior Vice President

Thomas J. Nicol currently serves as Senior Vice President of HealthMarkets Insurance Agency and as President of Excelsior Insurance Brokerage, Inc. He joins HealthMarkets through its acquisition of Excelsior, a wholesale benefits brokerage with approximately 19,000 brokers in 26 states. Prior to joining Excelsior, Mr. Nicol was a Regional Vice President of Sales with the Principal Financial Group.

Show more +

Thomas J. Nicol currently serves as Senior Vice President of HealthMarkets Insurance Agency and as President of Excelsior Insurance Brokerage, Inc.

Mr. Nicol joined HealthMarkets through its acquisition of Excelsior, a wholesale benefits brokerage with approximately 19,000 brokers in 26 states. Prior to joining Excelsior, Mr. Nicol was a Regional Vice President of Sales with the Principal Financial Group.

Mr. Nicol serves as a board member of the Central Region of the UnitedHealth Care Children’s Foundation. He holds a B.S. degree in Management from Saint John’s University.

Show less -
Connie-Palacios

Connie Palacios

Connie-Palacios

Connie Palacios

Senior Vice President, Finance, Controller and Principal Accounting Officer

Connie Palacios currently serves as Senior Vice President Finance, Controller and Principal Accounting Officer of HealthMarkets, Inc. and its subsidiaries including Mid-West National Life Insurance Company of Tennessee, The Chesapeake Life Insurance…

Show more +

Connie Palacios currently serves as Senior Vice President Finance, Controller and Principal Accounting Officer of HealthMarkets, Inc. and its subsidiaries including Mid-West National Life Insurance Company of Tennessee and The Chesapeake Life Insurance Company. Ms. Palacios also serves as Treasurer for Insphere Insurance Solutions, Inc., a subsidiary insurance agency of HealthMarkets, Inc.

Ms. Palacios joined the Company in 1993 as Assistant Controller and has served in various leadership positions over her career with the company. Prior to joining HealthMarkets, Ms. Palacios was associated with Coopers & Lybrand. Ms. Palacios received her B.B.A. from UT-Pan American University. She is a Certified Public Accountant for Texas and a member of the American Institute of Certified Public Accountants.

Show less -
Rochelle-Wertenteil

Rochelle Wertenteil

Rochelle Wertenteil

Senior Vice President, Agency Sales Systems and Practices

Rochelle Wertenteil currently serves as Senior Vice President of Sales for HealthMarkets Insurance Agency. In that capacity she leads HealthMarkets Academy, directing all training and sales practices. She also manages field operations for the Eastern U.S.

Show more +

Rochelle Wertenteil currently serves as Senior Vice President of Sales for Insphere Insurance Solutions, Inc., a subsidiary insurance agency of HealthMarkets, Inc., which does business as HealthMarkets Insurance Agency. In that capacity she leads HealthMarkets Academy, directing all training and sales practices. She also manages field operations for the Eastern U.S.

Rochelle joined HealthMarkets in 1993 as a licensed agent and has held many field leadership roles, most recently Territory Vice President of the Mid Atlantic, before joining the senior leadership team in 2014. Rochelle Wertenteil is Senior Vice President, Agency Sales Systems and Practices for HealthMarkets Insurance Agency. Prior to joining HealthMarkets, Ms. Wertenteil was National Director of Sales for a national cosmetics and fashion company. Rochelle began her career as a middle school teacher.

Show less -
Rochelle-Wertenteil
Rochelle-Wertenteil

Rochelle Wertenteil

Senior Vice President, Agency Sales Systems and Practices

Rochelle Wertenteil currently serves as Senior Vice President of Sales for HealthMarkets Insurance Agency. In that capacity she leads HealthMarkets Academy, directing all training and sales practices. She also manages field operations for the Eastern U.S.

Show more +

Rochelle Wertenteil currently serves as Senior Vice President of Sales for Insphere Insurance Solutions, Inc., a subsidiary insurance agency of HealthMarkets, Inc., which does business as HealthMarkets Insurance Agency. In that capacity she leads HealthMarkets Academy, directing all training and sales practices. She also manages field operations for the Eastern U.S.

Rochelle joined HealthMarkets in 1993 as a licensed agent and has held many field leadership roles, most recently Territory Vice President of the Mid Atlantic, before joining the senior leadership team in 2014. Rochelle Wertenteil is Senior Vice President, Agency Sales Systems and Practices for HealthMarkets Insurance Agency. Prior to joining HealthMarkets, Ms. Wertenteil was National Director of Sales for a national cosmetics and fashion company. Rochelle began her career as a middle school teacher.

Show less -